How It Works

Before committing to dental financing, you probably want to know how everything works.

Fortunately, the online process is way easier than going to your bank or other large lenders. This page functions as a quick guide covering everything you need to know before proceeding.

Once you've finished reading it, you'll be informed about how our system works, what you can get, and your obligation to the lender.

Let's dive right in:

Dental Loans Up To $35,000

It's always stressful when you're hit with dental bills, especially when your savings can't cover them or your credit options are limited. Online dental loans are ideal in this situation, allowing you to spread the cost over several years while keeping that healthy smile.

Did you know, you can borrow up to $35,000 with no collateral and even those with bad credit can apply?

We can tap you in to a large network of direct lenders who will aim to offer you the perfect solution for your unique predicament.

What's more, while dental financing might be what you're currently searching for, these are standard personal loans for any purpose – lenders do not put any restrictions on how you use the funds.

Most US Adults Are Eligible

As long as you are a United States citizen of 18 years or older, all lenders ask is that you have a verifiable source of regular income. Preferably this should be from long-term employment, self-employment or an acceptable type of government assistance.

Note: You may be asked to verify your income and employment status with statements and other documents.

Your Poor Credit Score Won't Always Hinder You

Even those with a poor credit rating are free to apply and won't be automatically rejected. Lenders take in to account numerous bits of information to make their approval decision and determine the optimal terms for a loan.

Warning: Websites promising 'no credit check' are either misleading you or cutting corners.

Save Time and Stress with Easy Online Application

If you've been searching for the mythical 'instant approval' then we've got the next best thing. To get started all you have to do is complete our single web-form and we'll share your details with the lenders in our system. This not only saves you the hassle of going to the bank or storefront lender, but you also save time by not having to apply to each lender one by one.

Even better, because the entire process can be completed online you don't have to worry about endless paperwork or telephone calls.

If you're matched and have found an offer you like, there may be just a few more details to provide and you could see the cash in your account as quickly as one business day!

(To get a fast deposit we advise you to apply Monday through Thursday, as banks may not process transactions on weekends).

Terms You Understand

The key features of each offer are clearly displayed on-screen and if you choose to pursue an offer you will be given a copy of the terms and conditions, so you know exactly what the interest rate and repayment schedule is.

Our matching service is free of charge and comes with no obligation. It is your right to close the page at any pint prior to signing the contract. At this point the terms become legally binding.

If you have specific questions regarding a lender's offer or a loan you have already agreed to, you should contact the lender in question directly.

Automated Repayments

Your repayments will be taken automatically by the lender from your designated bank account as per the agreed schedule. Providing your bank details ensures a speedy deposit and hassle-free repayments, however if this becomes an issue or you believe you're going to miss a payment, you should contact the lender as soon as possible.

Note: DentalWorkCash is not a lender or loan broker, we simply provide a free loan matching service. If you are matched with a lender and proceed with to their offer, we are no longer part of the process.

Thought there was more to it?

6 Easy Steps For Fast Dental Financing

  1. Complete our loan request form and choose an amount up to $35,000.
  2. Sit tight and wait to see if you have been matched with any of our direct lenders.
  3. You will know on-screen and can click through to view and proceed with any offers.
  4. Remember to view the terms before making your final decision.
  5. If happy, sign the digital contract and you could see the money in your account in as fast as one business day.
  6. Remember that repayments are automatically taken from your chosen bank account, as per the schedule.